Gold IRA From Swiss America: Golden Retirement

Diversify your individual retirement account with a Gold IRA.

What is a gold IRA

A Gold IRA is an innovative type of individual retirement account that empowers investors to diversify their retirement savings with physical gold and other precious metals. Physical precious metals are a tangible alternative to traditional paper assets like stocks and bonds.

This unique investment option allows you to safeguard your financial future with the enduring value of gold.

Benefits of Gold IRAs

Gold IRA investing through Swiss America gives you:

Wealth preservation: Gold's timeless value can help protect your retirement savings from economic uncertainties and market volatility.
Inflation hedge: Since it's a tangible asset, gold often maintains its purchasing power to safeguard your wealth against inflation.
Portfolio diversification: Adding physical gold and precious metals to your retirement funds can reduce your overall portfolio risk and give you long-term stability.
Tax advantages: Enjoy the same tax benefits as traditional IRAs while gaining exposure to precious metals.
Privacy: Gold and precious metals investments offer a level of financial privacy not typically available with paper assets.
Global acceptance: Gold's universal value transcends borders and currencies, providing a truly international asset.
Potential for growth: While past performance doesn't guarantee future results, gold has shown long-term appreciation potential.
Legacy planning: Easily transfer your physical gold and precious metal assets to heirs, leaving a lasting financial legacy.
Expert guidance: Benefit from Swiss America's decades of experience in precious metals investing to strengthen your retirement strategy.

How to set up a Gold IRA in 5 easy steps

How does a Gold IRA work? Get started in 5 simple steps:

Step 1: Account setup

Begin your journey to financial security in just minutes with Swiss America's expert guidance to set up your Gold IRA account.

Step 2: Fund your account

Transfer funds effortlessly from your existing IRA, 401(k), or other sources. Safe, quick, and hassle-free.

Step 3: Select your precious metals

Choose from our curated selection of IRS-approved gold, silver, and platinum products. Our knowledgeable advisors will help you select the best options for your investment goals.

Step 4: Finalize your order

Complete your order with Swiss America while your funds are processed by our trusted custodian partners.

Step 5: Relax and watch your wealth grow

Rest easy knowing your precious metals are stored in a secure, IRS-approved facility, potentially appreciating over time.

Eligible individual retirement accounts

You can hold precious metals in individual retirement accounts like:

Traditional IRA

Unlock the power of tax-deferred growth with a Gold IRA. This investment strategy allows your earnings and deductible contributions to grow without an immediate tax burden.

You can transfer an existing Traditional IRA to a qualified Gold IRA with no penalties.

Roth IRA

A retirement account where contributions are made with after-tax dollars. Earnings grow tax-free, and qualified withdrawals in retirement are typically tax-free. This includes both your contributions and any earnings on those contributions. Roth IRAs offer tax-free growth and withdrawals in exchange for using post-tax dollars for contributions.

You can transfer an existing Roth IRA to a qualified Gold IRA with no penalties.

SIMPLE IRA

A retirement plan for small businesses with 100 or fewer employees. This plan provides tax advantages and allows participants to diversify retirement savings with investments in physical gold.

You can convert all your SIMPLE IRA to a self-directed IRA and invest in precious metals.

SEP IRA

A retirement plan for self-employed individuals and small business owners. SEP IRAs allow for tax-deductible contributions that grow tax-deferred until withdrawal. This plan offers higher contribution limits compared to traditional IRAs.

You can convert your SEP IRA into a self-directed IRA and invest in precious metals.

401k employer-sponsored plans

An employer-sponsored retirement plan that allows employees to save for retirement while deferring income taxes on the earnings until withdrawal.

In some cases, you may be able to convert an employer-sponsored plan into a Gold IRA. Our team can help you understand your options.

Choosing a precious metals dealer for your Gold IRA

When you are ready to set up your Gold IRA account, why choose Swiss America?

With over four decades of experience in the precious metals industry, Swiss America stands out as your trusted partner for gold or precious metals IRAs. Our expertise and dedication to customer success make us the ideal choice for your retirement investment needs.

We offer:

Expert guidance: Our knowledgeable team provides personalized advice to help you make informed decisions about your Gold IRA.
Premium products: We offer a carefully curated selection of IRS-approved gold and silver products, verifying the highest quality for your investment.
Transparent pricing: Enjoy competitive prices with no hidden fees, allowing you to maximize your investment potential.
Secure storage: Rest easy, knowing your precious metals get stored in state-of-the-art, fully insured facilities through our storage partner.
Exceptional customer service: Experience our commitment to your satisfaction with responsive, professional support throughout your investment journey.

Get started with a Gold IRA today!

Are you ready to secure your financial future with the timeless value of precious metals? Swiss America is here to guide you every step of the way. Gold IRAs offer you the opportunity to diversify your retirement portfolio with a range of valuable assets:

Gold bullion: Invest in pure physical gold for maximum value.
Gold coins: Add numismatic potential to your portfolio.
Gold bars: Efficient storage of larger quantities of physical gold.
Other precious metals: Explore silver and platinum options.

Don't wait to protect your wealth from market volatility and economic uncertainties. Contact Swiss America today and take the first step towards a more secure retirement.

Our expert advisors can answer your questions, explain the process, and help you create a customized precious metals strategy that aligns with your financial goals. Contact us now to learn more about using precious metal IRAs to secure your retirement!

Gold IRA: FAQs

Is a Gold IRA tax-free?

No, a Gold IRA is not tax-free; it offers tax-deferred growth, meaning you'll pay taxes upon withdrawal.

Can you take possession of Gold in an IRA?

No. If you hold physical gold or silver within your existing IRA, you cannot take possession of the metal. An insured, regulated depository stores it in your name. Once you reach the age of 59 1/2, you may take delivery without penalty.

How long does the transfer process take?

Each application is unique and may vary. On average, the process takes about two weeks. Swiss America will help you complete the paperwork using your existing IRA information.

Will I have a tax implication?

No. No tax implications exist for transferring assets from one qualified retirement plan into another.

How much does it cost to have a Gold IRA?

On average, the establishment fees are $250. These fees vary depending on the amount you transfer.

Is there a minimum amount I must transfer?

The initial transfer must be $5,000 or greater.

What types of metals are allowed in retirement accounts?

U.S. Gold, Silver, and Platinum America Eagles coins and certain other bullion coins or bars that meet IRS requirements. Please contact the Swiss America team for more details.

Can you withdraw from a Gold IRA?

Yes, you can withdraw from a Gold IRA, but you may incur taxes and penalties if you're under 59½.