Silver Bullion: Wealth Insurance for Uncertain Times

Silver Bullion: Wealth Insurance for Uncertain Times

Silver bullion offers a tangible way to protect your wealth against economic uncertainties and preserve your purchasing power for the future.

Why buy silver bullion?

When you invest in silver bullion coins or bars, you're buying an asset class with unique advantages:

Protect Your Wealth: Silver bars and coins have real, lasting value. While money can lose worth over time, silver has been valuable for hundreds of years. It helps guard your savings against rising prices, keeping your money's power to buy things even when paper money weakens.

Portfolio diversification: Adding silver to your savings helps spread out risk. Silver often behaves differently from stocks and bonds. This can help balance your overall investments, especially when the market is down, and other investments aren't doing well.

Privacy: Silver gives you privacy over your finances. You can buy, keep, and sell silver without it showing up on bank statements.

Liquidity: The global silver market operates 24/7, with buyers and sellers all over the world. No matter where you are, you can easily sell your silver bullion at fair market prices.

No counterparty risk: When you own physical silver, its worth isn't tied to a company's success or a government's word. It's just you and your silver – no go-betweens, no hidden terms.

Tangible asset: Holding real value in your hands feels secure. You can keep your silver at home in a safe, in a bank's vault, or with a special storage company. This hands-on approach means you're not relying on computer systems or banks to protect your wealth.

Potential for growth: While many see silver as a way to protect wealth, it can also grow in value. When world events get tense, money gets shaky, or the economy looks uncertain, silver prices often jump up. This means your "safety net" could end up making you money too.

Currency hedge: When the dollar gets weaker, silver often gets stronger. This means silver can shield your savings if the dollar drops. This helps even out the risks of currency changes in your investments.

Limited supply: There's a set amount of silver on Earth, and finding more takes time and work. This natural cap helps silver hold its worth over the years. Meanwhile, governments can make more paper money anytime, which can lead to your cash buying less over time.

Generational wealth transfer: Silver bullion can be a great way to pass wealth to your heirs. It's easy to divide, doesn't wear out over time, and sidesteps many of the complex legal steps needed to transfer other assets.

Ready to add the protective power of silver bars or coins to your investment strategy? Contact Swiss America today to get started.

How to buy silver bullion in 3 easy steps

You can buy modern silver bullion coins and bars from Swiss America. It's easy to get started in just 3 steps:

Step 1: Call us for a consultation: Our experts will answer your questions and help you pick the best silver products for your needs.

Step 2: Place your order: Once you've decided on which silver coins or bars you want to buy, we'll guide you through the simple ordering process and help you get the best value for your investment.

Step 3. Receive your silver: Your silver or precious metal coins ship safely and directly to you or a secure storage facility.

Secure your wealth and financial future. Get in touch with Swiss America today to start adding silver bullion bars or coins to your portfolio.

Types of silver bullion

Here are the main types of gold bullion you can invest in:

Silver coins

Government-minted coins are popular for their recognizability and liquidity. Common options include:

  • American Silver Eagle
  • Canadian Silver Maple Leaf
  • British Silver Britannia
  • Austrian Silver Philharmonic

Silver bars

Bars are a cost-effective way to buy larger amounts of silver. They come in various sizes:

  • 1 oz bars: A popular choice for many individual investors. These offer a good balance of affordability and value, making them accessible to a wide range of buyers.
  • 10 oz bars: Offer a good balance between value and manageability. These silver bars are popular among investors looking to buy a larger amount of silver without the higher price tag of larger bars.
  • 100 oz bars: Serious investors like these silver bars for their lower premium over the spot price. Larger bars offer cost savings per ounce compared to smaller units.
  • 1000 oz bars: These are the standard bars traded by major financial institutions. These massive silver bars weigh about 68.6 pounds and are part of the global wholesale silver market.

Silver bars are produced by government mints and private refiners. Well-known brands include Johnson Matthey, Engelhard, and Sunshine Minting.

Silver rounds

These are coin-shaped pieces made by private mints. Silver rounds often cost less than government-issued coins but are harder to sell. Official coins are more widely known and trusted, especially by casual buyers. Since private companies make rounds, they may need more checking when you want to sell them.

What to look for in silver bullion products

When buying silver coins, consider the following factors:

Purity and weight

Verify that your silver bullion meets industry standards for purity. Most investment-grade silver is 99.9% pure (often marked as .999 fine). Some premium products may even reach 99.99% purity (.9999 fine). This high purity ensures you're getting maximum silver content for your investment.

Common weights for silver coins and bars include:

  • 1 troy ounce
  • 5 ounces
  • 10 ounces
  • 1 kilogram (32.15 troy ounces)
  • 100 ounces

Brand and mint: Well-known brands and mints, like the U.S. Mint or Royal Canadian Mint, often have better recognition and resale value. Popular examples include American Silver Eagles and coins from the Australian Perth Mint, which are widely trusted and easily traded in the global silver market.

Premium over spot price: Compare the premium over the current silver spot price, which includes manufacturing and distribution costs.

IRA eligibility: Not all silver products qualify for Individual Retirement Accounts (IRAs). IRS-approved silver must be 99.9% pure and come from an accredited manufacturer. Most government-issued silver coins and bars from reputable mints, including American Silver Eagles and Canadian Silver Maple Leafs, meet these criteria.

Storage considerations: Consider where you'll keep your silver safe. Silver coins and small bars can often be stored securely at home, but larger quantities might need a professional vault or safety deposit box.

Popular silver coins

Some of the most well-known silver coins are:

American Silver Eagle

The United States Mint produces this official silver bullion coin. The front displays Adolph A. Weinman's classic Walking Liberty design, while the back shows a heraldic eagle with a shield, olive branch, and arrows. This 1-ounce .999 fine silver coin is widely recognized and traded globally.

Canadian Silver Maple Leaf

Minted by the Royal Canadian Mint, this coin features a portrait of Queen Elizabeth II on the front (with newer coins showing King Charles III). The back bears a finely detailed maple leaf. Known for its purity of .9999 fine silver, this 1-ounce coin is prized by investors for its quality and craftsmanship.

Austrian Silver Philharmonic

The Austrian Mint creates this music-themed coin. The front depicts the Great Organ of the Golden Hall in Vienna's Musikverein, while the back showcases an array of musical instruments, including cello, violin, harp, horn, and bassoon. This 1-ounce .999 fine silver coin is popular among both investors and music enthusiasts.

Silver bullion prices

The prices of silver products include a few key components:

  • Spot price: The current market rate for immediate gold trades. It's the pricing foundation but not the final amount you'll pay or receive. You'll pay above the silver price to cover additional costs when you buy silver. And then, when you sell, you'll typically get slightly less than the spot price.
  • Face value vs. real value: Silver coins have a face value, but this is usually far below their actual silver content worth. For example, a silver coin might have a $50 face value, but its real value depends on its silver content and the current spot price.
  • Product type: Bars usually have lower premiums than coins, but coins offer more recognizability and easier divisibility.

Choosing a reputable dealer

Criteria to look for in a silver bullion dealer include:

  • Longevity: Work with a company that's been in business for decades. A long track record points to a company's stability and reliability in the precious metals market.
  • Industry affiliations: Look for membership in respected coin and bullion industry organizations. These associations have strict ethical standards and practices for their members.
  • Customer feedback: Check for positive reviews and testimonials from past clients. While no business has perfect reviews, a pattern of satisfied customers is a good sign.
  • Customer service: Look for companies who offer personalized guidance and are willing to answer your questions without high-pressure sales tactics.

Silver and precious metals: FAQs

What does bullion mean in silver?

Bullion in silver refers to silver in its pure form, typically in bars or coins, used primarily for investment purposes.

Is it worth buying silver bullion?

Silver bullion can be a valuable addition to a diversified investment portfolio, offering potential protection against inflation and economic uncertainty.

How much is a bullion of silver worth?

The value of silver bullion changes daily. Call Swiss America today for current prices and expert advice on silver investments.

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